U.S. Department of Agriculture Farm Service Agency (USDA): Beginning Farmer Down Payment Ownership Loan

1.5% interest rates for operating loan 3.5 for real estate loans. The term is 20 years. The purchaser provides a 5% down payment and the remaining is financed through a conventional lender on a fixed term of 30 years, to a combined limit of $1,214,000 (conventional lender’s portion up to $887,000)