SBA Cap-Lines Loan

Program:

• Working Capital
• Contract
• Seasonal
• Builders

Use of Proceeds:

• Finance seasonal and/or short term working capital needs
• Cost to perform
• Construction costs
• Advances against existing inventory and receivables
• Consolidation of short-term debts.

• Loans are given through private-sector lenders.
• The SBA DOES NOT have GRANTS for small businesses.
• Interest rates are at or above typical rates for commercial loans.
• SBA Loans offer longer amortization rates than most commercial loans:
• Working Capital loans: up to 7 years
• Fixed asset loans: up to 25 years